Contemporary Risk Design advises brokers and employer groups on stop loss, captives and medical & RX cost management.
Of the present. Current in thought, structure and design.
Plans and pricing read against today’s market, not last year’s renewal.
Captives, consortiums and MEWAs considered alongside traditional stop loss.
Trade-offs set out clearly, so decisions are easier to make.
Six areas of self-funded and alternative risk, approached as one design problem.
Specific and aggregate coverage that protects self-funded plans from catastrophic claims.
Multiple employer welfare arrangements structured for groups that want to pool risk.
Guidance on choosing and working with third-party administrators for self-funded plans.
Group captive options that let employers share risk and retain more of the upside.
Shared purchasing and risk arrangements that open up self-funding to smaller groups.
Independent review of medical and pharmacy spend to show where plan dollars are going.
We start with your plan, your claims experience and how much risk you want to retain.
Stop loss, captive, MEWA or consortium: we compare the routes and set out the trade-offs plainly.
We take the design to market and stay involved through implementation and renewal.
Tell us a little about your group or plan and we will come back to you personally.
954.560.6924